INDIAN OVERSEAS BANK KARUNGAL IFSC Code
IOBA0003403
Verified
IFSC Code Breakdown
IOBA
Bank Code
0
Zero
003403
Branch Code
Note: The 5th character is always the digit zero (0), not the letter O.
Branch Details for IOBA0003403
How to Use This IFSC
NEFT: Use this IFSC for National Electronic Funds Transfer. Available 24x7.
RTGS: Use for Real Time Gross Settlement for amounts ≥₹2 lakh.
IMPS: For Immediate Payment Service, available 24x7 for instant transfers.
Last Updated: Feb 2026
About this Branch
The KARUNGAL branch of INDIAN OVERSEAS BANK is located in KANYAKUMARI, TAMIL NADU. This branch handles NEFT, RTGS, and IMPS transactions for the KARUNGAL area. The IFSC code IOBA0003403 is required for all electronic fund transfers to this branch.
Frequently Asked Questions
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