INDIAN OVERSEAS BANK BADDOWAL IFSC Code
IOBA0000204
Verified
IFSC Code Breakdown
IOBA
Bank Code
0
Zero
000204
Branch Code
Note: The 5th character is always the digit zero (0), not the letter O.
Branch Details for IOBA0000204
How to Use This IFSC
NEFT: Use this IFSC for National Electronic Funds Transfer. Available 24x7.
RTGS: Use for Real Time Gross Settlement for amounts ≥₹2 lakh.
IMPS: For Immediate Payment Service, available 24x7 for instant transfers.
Last Updated: Feb 2026
About this Branch
The BADDOWAL branch of INDIAN OVERSEAS BANK is located in LUDHIANA, PUNJAB. This branch handles NEFT, RTGS, and IMPS transactions for the BADDOWAL area. The IFSC code IOBA0000204 is required for all electronic fund transfers to this branch.
Frequently Asked Questions
Nearby INDIAN OVERSEAS BANK Branches in BADDOWAL
| Bank | Branch | IFSC |
|---|---|---|
| INDIAN OVERSEAS BANK | BADDOWAL FAD BADDOWAL CANTONMENT | IOBA0001723 |