Terms of Service

1. Acceptance of Terms

By accessing or using IFSCCodes.io, you acknowledge that you have read, understood, and agree to be bound by these Terms of Service. If you do not agree with any part of these terms, you must discontinue use of the website immediately.

We reserve the right to update or modify these terms at any time without prior notice. Continued use of the website after any such changes constitutes your acceptance of the revised terms.

2. Use of Content (Non-Commercial)

All data, IFSC codes, branch details, and related information presented on IFSCCodes.io is intended strictly for personal, non-commercial, and informational purposes only.

You may not reproduce, redistribute, sell, license, or otherwise commercially exploit any content from this website without obtaining prior written consent from IFSCCodes.io. Unauthorized commercial use may result in legal action.

3. Anti-Scraping Policy

This prohibition extends to the use of any automated tools, browser extensions, or third-party services designed to collect, copy, or mirror our database content. We actively monitor for scraping activity and reserve the right to block access without notice.

4. Accuracy of Information

While we strive for complete accuracy, the data on IFSCCodes.io is provided "as-is" without any warranty of completeness, reliability, or fitness for a particular purpose. Banking data changes frequently, and there may be delays between RBI updates and our records.

Users are strongly advised to verify all IFSC codes and branch details directly with their bank before initiating any financial transaction. IFSCCodes.io shall not be held responsible for any errors, omissions, or outdated information.

5. Intellectual Property

The website design, user interface, user experience, compiled database structure, logos, and all original content on IFSCCodes.io are the intellectual property of IFSCCodes.io and are protected under applicable copyright and trademark laws.

While the underlying IFSC codes are publicly available data maintained by the RBI, the manner in which we organise, present, and make this data searchable constitutes a proprietary compilation that is protected by law.

6. Limitation of Liability

To the fullest extent permitted by law, IFSCCodes.io, its owners, operators, and affiliates shall not be held liable for any direct, indirect, incidental, consequential, or punitive damages arising from your use of or inability to use this website.

This includes, but is not limited to, financial loss, failed fund transfers, incorrect transactions, or any consequential damages resulting from reliance on information provided on this platform. Use of this website is entirely at your own risk.

7. Governing Law & Jurisdiction

These Terms of Service shall be governed by and construed in accordance with the laws of India. Any disputes arising out of or in connection with these terms shall be subject to the exclusive jurisdiction of the courts in Mumbai, Maharashtra, India.

By using IFSCCodes.io, you consent to the personal jurisdiction of said courts and waive any objection to proceedings in such courts on the grounds of venue or forum non conveniens.