INDIAN OVERSEAS BANK DERA BAL IFSC Code

    IOBA0001720
    Verified

    IFSC Code Breakdown

    IOBA

    Bank Code

    0

    Zero

    001720

    Branch Code

    Note: The 5th character is always the digit zero (0), not the letter O.

    Branch Details for IOBA0001720

    Bank

    INDIAN OVERSEAS BANK

    Branch

    DERA BAL

    IFSC Code

    IOBA0001720

    MICR Code

    144020010

    Address

    DERA SANT SARWAN DASS, V P O BAL, DERA BAL, PIN 144004

    City

    JALANDHAR

    District

    JALANDHAR

    State

    PUNJAB

    Phone

    2403985

    How to Use This IFSC

    NEFT: Use this IFSC for National Electronic Funds Transfer. Available 24x7.

    RTGS: Use for Real Time Gross Settlement for amounts ≥₹2 lakh.

    IMPS: For Immediate Payment Service, available 24x7 for instant transfers.

    Last Updated: Feb 2026

    About this Branch

    The DERA BAL branch of INDIAN OVERSEAS BANK is located in JALANDHAR, PUNJAB. This branch handles NEFT, RTGS, and IMPS transactions for the JALANDHAR area. The IFSC code IOBA0001720 is required for all electronic fund transfers to this branch.

    Frequently Asked Questions

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