INDIAN OVERSEAS BANK PAYAKARAOPETA IFSC Code
IOBA0002312
Verified
IFSC Code Breakdown
IOBA
Bank Code
0
Zero
002312
Branch Code
Note: The 5th character is always the digit zero (0), not the letter O.
Branch Details for IOBA0002312
How to Use This IFSC
NEFT: Use this IFSC for National Electronic Funds Transfer. Available 24x7.
RTGS: Use for Real Time Gross Settlement for amounts ≥₹2 lakh.
IMPS: For Immediate Payment Service, available 24x7 for instant transfers.
Last Updated: Feb 2026
About this Branch
The PAYAKARAOPETA branch of INDIAN OVERSEAS BANK is located in VISHAKHAPATNAM, ANDHRA PRADESH. This branch handles NEFT, RTGS, and IMPS transactions for the PAYAKARAOPET area. The IFSC code IOBA0002312 is required for all electronic fund transfers to this branch.
Frequently Asked Questions
Nearby INDIAN OVERSEAS BANK Branches in PAYAKARAOPET
| Bank | Branch | IFSC |
|---|---|---|
| THE ANDHRA PRADESH STATE COOPERATIVE BANK LIMITED | PAYAKARAOPET | APBL0003020 |
| STATE BANK OF INDIA | PAYAKARAOPETA | SBIN0002778 |
| AXIS BANK | P L PURAM | UTIB0000732 |