INDIAN OVERSEAS BANK KHAIRTHAL IFSC Code
IOBA0003618
Verified
IFSC Code Breakdown
IOBA
Bank Code
0
Zero
003618
Branch Code
Note: The 5th character is always the digit zero (0), not the letter O.
Branch Details for IOBA0003618
How to Use This IFSC
NEFT: Use this IFSC for National Electronic Funds Transfer. Available 24x7.
RTGS: Use for Real Time Gross Settlement for amounts ≥₹2 lakh.
IMPS: For Immediate Payment Service, available 24x7 for instant transfers.
Last Updated: Feb 2026
About this Branch
The KHAIRTHAL branch of INDIAN OVERSEAS BANK is located in KULU, HIMACHAL PRADESH. This branch handles NEFT, RTGS, and IMPS transactions for the BANJAR area. The IFSC code IOBA0003618 is required for all electronic fund transfers to this branch.
Frequently Asked Questions
Nearby INDIAN OVERSEAS BANK Branches in BANJAR
| Bank | Branch | IFSC |
|---|---|---|
| INDIAN OVERSEAS BANK | SHAMSHI JARAD BHUTI COLONY | IOBA0003628 |
| THE KANGRA CENTRAL COOPERATIVE BANK LIMITED | BANJAR | KACE0000010 |
| THE KANGRA CENTRAL COOPERATIVE BANK LIMITED | LARJEE | KACE0000090 |
| HDFC BANK | BANJAR | HDFC0010294 |
| STATE BANK OF INDIA | BANJAR | SBIN0011954 |