PUNJAB NATIONAL BANK MARGAON IFSC Code

    PUNB0123320
    Verified

    IFSC Code Breakdown

    PUNB

    Bank Code

    0

    Zero

    123320

    Branch Code

    Note: The 5th character is always the digit zero (0), not the letter O.

    Branch Details for PUNB0123320

    Bank

    PUNJAB NATIONAL BANK

    Branch

    MARGAON

    IFSC Code

    PUNB0123320

    MICR Code

    WAITING

    Address

    KARISHMA APPARTMENTS,M,ARGAON GOA

    City

    MARGAONGOA

    District

    SOUTH GOA

    State

    GOA

    How to Use This IFSC

    NEFT: Use this IFSC for National Electronic Funds Transfer. Available 24x7.

    RTGS: Use for Real Time Gross Settlement for amounts ≥₹2 lakh.

    IMPS: For Immediate Payment Service, available 24x7 for instant transfers.

    Last Updated: Feb 2026

    About this Branch

    The MARGAON branch of PUNJAB NATIONAL BANK is located in SOUTH GOA, GOA. This branch handles NEFT, RTGS, and IMPS transactions for the MARGAONGOA area. The IFSC code PUNB0123320 is required for all electronic fund transfers to this branch.

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