UTKARSH SMALL FINANCE BANK GHANGHRI IFSC Code

    UTKS0001804
    Verified

    IFSC Code Breakdown

    UTKS

    Bank Code

    0

    Zero

    001804

    Branch Code

    Note: The 5th character is always the digit zero (0), not the letter O.

    Branch Details for UTKS0001804

    Bank

    UTKARSH SMALL FINANCE BANK

    Branch

    GHANGHRI

    IFSC Code

    UTKS0001804

    MICR Code

    825762203

    Address

    UTKARSH SMALL FINANCE BANK LTD,NH -99 CHATRA TO GAYA ROAD NEAR,AUTO STAND GHANGHRI,DISTRICT -CHATRA JHARKHAND,PIN CODE -825401

    City

    CHATRA

    District

    HT

    State

    JHARKHAND

    How to Use This IFSC

    NEFT: Use this IFSC for National Electronic Funds Transfer. Available 24x7.

    RTGS: Use for Real Time Gross Settlement for amounts ≥₹2 lakh.

    IMPS: For Immediate Payment Service, available 24x7 for instant transfers.

    Last Updated: Feb 2026

    About this Branch

    The GHANGHRI branch of UTKARSH SMALL FINANCE BANK is located in HT, JHARKHAND. This branch handles NEFT, RTGS, and IMPS transactions for the CHATRA area. The IFSC code UTKS0001804 is required for all electronic fund transfers to this branch.

    Frequently Asked Questions

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